TERMS AND CONDITIONS

As pawnbrokers we can only lend money on goods with us that are collateral (the pawn or pledge). This is our security and is valued according to the second hand market.

The amount of interest depends on the amount borrowed.

Items are generally pawned for 1 month, however longer terms can be arranged.

We are insured; however if you are concerned, please arrange your own insurance.


At the end of the loan period (or before) your options are:

• To pick up your goods by paying the amount borrowed and the charges.
  
  
• To renew the contract by paying the previous months charges.
  
  
• To renew the contract and reduce the loan by paying the previous months charges and any extra amount against the money borrowed (this reduces your charges next time).